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.2)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;background:radial-gradient(circle at 15% -10%,rgb(8 127 109 / .10),transparent 32rem),radial-gradient(circle at 90% 5%,rgb(245 158 11 / .08),transparent 26rem),var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img,svg{max-width:100%}a{color:inherit}button,input,select,textarea{font:inherit}button{cursor:pointer}::selection{background:var(--primary);color:#fff}.skip-link{position:fixed;top:-100px;left:16px;z-index:9999;padding:10px 14px;border-radius:8px;background:var(--text);color:var(--surface);text-decoration:none}.skip-link:focus{top:12px}.container{width:min(calc(100% - 32px), var(--container));margin-inline:auto}.site-header{position:sticky;top:0;z-index:1000;min-height:var(--header-h);border-bottom:1px solid color-mix(in 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.22)}.btn-primary:hover{background:var(--primary-strong);box-shadow:0 18px 34px rgb(8 127 109 / .28)}.btn-secondary{border-color:var(--border);background:var(--surface);color:var(--text);box-shadow:var(--shadow-sm)}.btn-secondary:hover{border-color:var(--primary);color:var(--primary)}.btn-danger{background:color-mix(in srgb,var(--danger) 12%,var(--surface));color:var(--danger);border-color:color-mix(in srgb,var(--danger) 26%,var(--border))}.hero-trust{display:flex;flex-wrap:wrap;gap:16px;margin:26px 0 0;padding:0;list-style:none;color:var(--muted);font-size:14px;font-weight:700}.hero-trust li{display:inline-flex;align-items:center;gap:7px}.hero-trust li::before{content:"✓";width:20px;height:20px;display:grid;place-items:center;border-radius:999px;background:var(--primary-soft);color:var(--primary-strong);font-size:12px}.hero-panel{position:relative;padding:26px;border:1px solid var(--border);border-radius:var(--radius-lg);background:linear-gradient(160deg,color-mix(in srgb,var(--surface) 98%,transparent),color-mix(in srgb,var(--surface-2) 82%,transparent));box-shadow:var(--shadow-lg);overflow:hidden}.hero-panel::before{content:"";position:absolute;inset:-80px -100px auto auto;width:220px;height:220px;border-radius:999px;background:rgb(8 127 109 / .12);filter:blur(2px)}.mini-summary{position:relative;display:grid;gap:15px}.mini-summary__top{display:flex;align-items:center;justify-content:space-between;gap:16px}.mini-label{color:var(--muted);font-size:13px;font-weight:700}.mini-value{font-size:2.1rem;font-weight:900;letter-spacing:-.05em}.status-pill{padding:6px 9px;border-radius:999px;background:var(--primary-soft);color:var(--primary-strong);font-size:12px;font-weight:900}.mini-chart{display:grid;grid-template-columns:repeat(4,1fr);align-items:end;gap:10px;height:148px;padding:16px;border-radius:var(--radius);background:var(--surface);border:1px solid var(--border)}.mini-bar{border-radius:10px 10px 4px 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0;color:var(--muted);font-size:1.06rem}.calculator-shell{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:24px;align-items:start;padding-bottom:72px}.panel{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--surface);box-shadow:var(--shadow-md)}.panel-header{padding:24px 26px 18px;border-bottom:1px solid var(--border)}.panel-header p{margin:8px 0 0;color:var(--muted);font-size:14px}.panel-body{padding:24px 26px 28px}.form-section+.form-section{margin-top:28px;padding-top:26px;border-top:1px solid var(--border)}.form-section__title{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:16px}.form-section__title h3{font-size:1rem;letter-spacing:-.02em}.form-section__title span{color:var(--muted);font-size:12px;font-weight:700}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:grid;gap:7px}.field.full{grid-column:1 / -1}.field 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